Legal Aspects of Charging Fiduciary Guarantees in Money Lending and Borrowing Cases

Reza Athaya Sitepu; Mhd. Yadi Harahap; Rizki Nur Fadilah Lubis; Annisa Andrivina; Erika Damayanti Ginting; Riska Yulianda

Reza Athaya Sitepu Universitas Islam Negeri Sumatera Utara
Mhd. Yadi Harahap Universitas Islam Negeri Sumatera Utara
Rizki Nur Fadilah Lubis Universitas Islam Negeri Sumatera Utara
Annisa Andrivina Universitas Islam Negeri Sumatera Utara
Erika Damayanti Ginting Universitas Islam Negeri Sumatera Utara
Riska Yulianda Universitas Islam Negeri Sumatera Utara

Keywords: Execution, Fiduciary Guarantee, Legal Aspects

Abstract

Lending and borrowing money has been a known practice in society for a long time, when money has become a commonly used means of transaction. Guarantee law is always related to economic law because growth in sectors such as industry, trade, companies, transportation, and others requires access to funds. Financial institutions, both banks and non-banks, provide funds for development, which require collateral for the return of the loaned funds. The question discussed in this research is "How is the burden of fiduciary guarantees in cases of borrowing and borrowing money?